| Simply Success (Personal Checking) |
Success Package (Personal Checking) |
Success Senior (60 and Up) |
Success Student (Up to age 25) |
Success Rewards* | Success Money Market |
|
|---|---|---|---|---|---|---|
| Initial deposit to open |
$5 | $5 | $5 | $5 | $1,000 | $1,000 |
| Service charges per cycle |
None | $7 if balance falls below $250** $5 if balance falls between $250-$499 |
None | None | $7 if balance falls below $1,000** |
$10 if balance falls below $1,000** |
| Rates | n/a | n/a | n/a | n/a | Progressive Tiered Rate | Progressive Tiered Rate |
| Debit Card | Complimentary | Complimentary | Complimentary | Complimentary | Complimentary | |
| Debits per cycle |
Unlimited | $.20 over 40 debits**** | Unlimited | Unlimited | Unlimited | $10 per debit over 6 |
| Refunded ATM fees |
n/a | Up to $9 per statement cycle |
n/a | Up to $6 per statement cycle |
Up to $9 per statement cycle* |
|
| Checks | First box wallet topaz complimentary |
One free box wallet topaz per year |
||||
| Statements | E-statements*** ($3 fee will be waived once signed up) **** |
E-statements or mailed |
E-statements or mailed |
E-statements*** ($3 fee will be waived once signed up) |
E-statements | E-statements or mailed |
| Internet Account Access |
Complimentary | Complimentary | Complimentary | Complimentary | Complimentary | Complimentary |
| Internet Bill Pay |
Complimentary | Complimentary | Complimentary | Complimentary | Complimentary | Complimentary |
| Overdraft privilege |
Yes | Yes | Yes | Yes | Yes |
Rate Information: The Success Rewards are interest bearing accounts. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate at any time at the beginning of the statement cycle date.
Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, check). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. The method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed annual percentage yield.
*Success Rewards available with these monthly activities; direct deposit, 3 online bill pay transactions, 10 signed debit card transactions, and online electronic statements. Rates based on current collected account balance during the cycle.
** Service Charge based on the low account balance for the cycle.
*** Paper statements available for $3.00 a month.
**** During the statement cycle if your average collected balance is at least $2,000.00, no service charge or debit fees will apply.